In addition to attractive bonus spending categories, the Chase Sapphire. Both cards also offer roadside assistance, but the Chase Sapphire Preferred card charges $69. Learn more about the Chase Sapphire Lounge by The Club and enjoy travel benefits today. While there's no minimum income requirement, the higher your income. Chase Sapphire Preferred Chase Sapphire Reserve; Annual fee: $95: $550: Earning rates: 5 points per dollar on travel purchased through the Ultimate Rewards portal. When you can get more than 60,000 bonus points, jump on it. credit score 690-850 (Good - Excellent) Get. The Chase Sapphire Preferred ® credit card has several travel benefits, but a reimbursement for the TSA PreCheck ® fee is not one. For example, if. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. The Capital One Venture Rewards Credit Card offers a one-time bonus of 75,000 miles once you spend $4,000 on purchases within three months from account opening,. Chase Sapphire Reserve, Chase Sapphire Preferred, Chase Sapphire, and J. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Chase Sapphire Preferred annual benefits. To give an idea of how. For many, the decision comes down to this simple cost. When it comes to Chase. Both. The Chase Sapphire Preferred® Card isn’t a credit card for. only. That’s especially true early on, as Chase Sapphire Preferred offers an initial bonus of 60,000 bonus points for spending $4,000 in the first 3 months. Primary cardmembers and authorized users are allowed a maximum of 2. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. com. 49%. In general, Chase Ultimate Rewards® points are worth 1 cent each. That's $750 when you redeem through Chase Ultimate Rewards®. After logging in to your Chase Sapphire Preferred Card account, click on ‘More' in the top right corner. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. WalletHub's credit card reviews are independent and not provided,. The Chase Sapphire Preferred comes with a terrific sign-up bonus, but it also offers a solid return on travel and dining and earns some of the most valuable travel points around. com. That means if you were to enroll on the very last day of this promotion, you would receive DashPass benefits through the end of 2025. New cardholders of the. After you reach $60 (Chase Sapphire Preferred) or $120 (Chase Sapphire Reserve or J. The Chase Sapphire Preferred annual fee is lowered to $0 for anyone listed as a covered borrower in the Military Lending Act Database. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. Just keep in mind that balance transfers are. GoPuff is an on-demand delivery service specializing in snack items and household essentials. 6 Welcome Bonus 60,000 bonus points Annual Fee $95 Regular APR 21. com or ESPNPlus. The Preferred ranges from 21. Using this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases,. To utilize this perk, log into the Chase Ultimate Rewards portal, and if you have multiple Chase cards, make sure your Sapphire Preferred is the account selected. 3. You can do a balance transfer with the Chase Sapphire Preferred card either online or over the phone at (800) 945-2000. As a welcome bonus, new cardholders earn 60,000 points when they spend $4,000 on new. Chase Sapphire Preferred ® Card. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. The Chase Sapphire Preferred® Card’s increased bonus is scheduled to expire by 9:00AM ET on 5/25/2023. Annual Membership Fee. The Chase Sapphire Reserve covers losses up to $75,000 while the Chase Sapphire Preferred will reimburse up to the actual cash value of the vehicle. The Chase Sapphire Preferred Card is the lower $95-annual-fee version and remains a top pick, winning Best Travel Rewards Credit Card and Best Refreshed Credit Card in the 2021 TPG Awards. Once you get the hang of it, the lineup of transfer partners available with the Chase Sapphire Preferred is stellar. The Chase Sapphire Preferred’s $95 annual fee beats the Amex Platinum’s $695 annual fee, hands down. Sapphire Preferred — 95 USD per year. This is also formally known as the Chase 5/24 rule. New Chase Sapphire Preferred cardholders can earn 60,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months of account opening. Chase Sapphire Preferred Card. Sign in to view your account, access exclusive content and. But this card also comes with some fantastic benefits like primary rental car coverage and many other solid protections. That makes a 60,000-point welcome offer. Your card has insurance to cover you. " Scroll to see benefits, then choose "Travel. The Chase Sapphire Preferred does not charge foreign transaction fees, making this a great credit card to keep in your wallet on international trips. Use the Chase Sapphire Preferred® Card for the categories that are more rewarding with that card, and use the Chase Freedom Unlimited® for a base rate of 1. 5 points per dollar spent for all. Recommended Credit Score. But if you don’t want to tie yourself down to a particular airline, it. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. S. No matter which Sapphire card you have, Chase has a very broad definition of what counts as travel. The following are cards reported to be subject to the 5/24 rule: Chase Freedom Flex. Chase Sapphire Preferred cardholders can redeem Chase Ultimate Rewards points at a rate of 1. OR ANY OF ITS AFFILIATES. If DashPass is activated between 1/1/24 - 12/31/24, your expiration date will be one year. Cardholders can only. The Chase Sapphire Preferred® Card has a number of value benefits included in its $95 annual fee. Compare the card with the Chase Sapphire Reserve credit card and apply now. The Basics of the Chase Sapphire Preferred Card. Since Chase offers no-fee credit cards like the Chase Freedom Unlimited®, you may be wondering. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. With Chase Ultimate Rewards, you can redeem the points you've earned for travel, experiences, merchandise, gift cards and even. The Chase Sapphire Preferred card and World of Hyatt card are both great for lost and delayed luggage. The Prime Visa card has a $0 annual fee, but you must be an Amazon Prime member to earn 5% cash-back. 9% on all orders. Updated Thu, May 25 2023. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Every year on your account anniversary, you’ll earn a statement credit worth up to $50 in hotels booked through Chase Ultimate Rewards. The Chase Sapphire Preferred bonus of 80,000 points is worth $1,000 (or 1. The lowest credit limit usually offered by Chase Sapphire Preferred is $5,000. 1:1 point transfers to Chase travel partners including major airlines and hotels. Si tienes alguna pregunta, por favor, llama al número de teléfono que está al reverso de tu tarjeta. Chase Sapphire Preferred - Refer-A-Friend - Chase. At a minimum, Ultimate Rewards points can be redeemed for 1. On the Category 8 side, the Le Grand Bellevue hotel in Gstaad, Switzerland is an interesting property. Find a Chase location near you. This is thanks to a 25 percent points boost for. The Chase Sapphire Preferred’s benefit package helps it snag top spots on many lists of the best credit cards across publications. Limited to one Sapphire card (e. This helps expedite your overall security experience by reducing waiting times. Capital One Venture. Compare travel credit cards and find your ideal travel companion. Annual Fee. The Chase Sapphire Reserve is a no-brainer card for those who are looking to up their reward earnings to the highest level. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. Transfer points to a partner: If you have a Sapphire Reserve or Sapphire Preferred credit card, you have the ability to transfer your rewards points (in 1,000 point increments) to. It offers extensive access to airport lounges, a yearly credit up to $200 for incidental. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. It's the Chase Sapphire Reserve ® credit card that offers a statement credit up to $100 every four years as reimbursement for a TSA PreCheck application fee. You’ll. You’re not eligible for the bonus on the card if: You currently have any Chase Sapphire credit card (this includes the Preferred and the Reserve)Best cards for earning Chase Ultimate Rewards. Transaction Fees. Those points are worth a minimum of $750 towards travel – more on that later. With your Chase Sapphire Preferred card, you receive a $10 monthly credit towards GoPuff orders through December 31, 2023. The Chase Sapphire Preferred card has an annual fee of $95, which is actually on the low end for a travel rewards credit card with so many protections and benefits. As the branding implies, the Chase Sapphire Preferred is not a United exclusive card, with United being only one option in a long list of potential transfer. To transfer a balance online, you need to enter the amount you want to transfer, verify the information, and submit the request. The winner: Chase Sapphire Preferred Card. Finally, both cards also offer generous welcome bonuses: Chase Sapphire Preferred: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account. Choose your Chase Sapphire Reserve card for enrollment. 5 points per dollar on Lyft through March 2025. $ 25. Ink Business Preferred Credit Card. The Chase Sapphire Preferred provides up to $500 per ticket for delays of at least 12 hours or those requiring an overnight stay. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. Amex Gold welcome offer. Additionally, it offers flexible point redemption options, no foreign. Edited by: Jessica Merritt. This card requires at least good credit to qualify, and the higher your credit score is, the better your approval odds will be. The Chase Sapphire Preferred® Card offers a trip delay benefit of up to $500 for each purchased ticket if you are delayed by 12 hours or require an overnight stay. Balance transfers. This card offers 60,000 bonus points for spending $4,000 in the first 3 months, which covers the cost of the annual fee for years. The Chase Sapphire Preferred Card is one of the best-known travel rewards credit cards, featuring 5 points per dollar on travel booked through the Chase travel portal and Lyft purchases, 3 points per dollar on dining, select streaming services and online grocery store purchases (excluding Target, Walmart and wholesale clubs), 2 points per dollar on all. The Chase Sapphire Preferred card and the Capital One Venture card both have $95 annual fees and offer a wide range of travel benefits. 31, 2021. View the current offers here. 49% - 29. But first, you’ll find a preview of the bonus offers below. 49% to 28. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. Monthly Service Fee with a balance of $75,000* on each statement period. The Chase Sapphire Preferred® Card is a premium travel rewards credit card (it’s made of metal, not plastic!) that earns 5X points on travel purchased through Chase Ultimate Rewards, 3X points on dining, 2X points on all other travel purchases, and 1 point per $1 spent on everything else. This Small Luxury Hotels property is located in a traditional Swiss mountain village,. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. You can add a Chase Sapphire Preferred authorized user either through your online account or by calling customer service at (800) 732-9194. Morgan Reserve cardmembers benefits: Free DashPass through 12/31/24 or a minimum of 1 year depending on activation date. Monthly Service Fee with a balance of $75,000* on each statement period. Yet travelers still have plenty of questions about this card. 49% variable APR on purchases and balance transfers, which is a decent range for a rewards card. That's partly because it lets you transfer points at a 1:1. With the Chase Sapphire Preferred card, you’ll get a 25% redemption bonus on travel bookings made through Chase Ultimate Rewards. You can earn 10,000 bonus points for each friend who gets a participating IHG One Rewards Credit Card. For example, if you decide to book a flight to Mexico that would otherwise cost $500, you can redeem 40,000 points through the Chase Sapphire Preferred card instead of 50,000 points through the Freedom card. Chase Sapphire Preferred® Card. 72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. Free Subscription and Statement Credit to Instacart+ [$110] Chase Sapphire Preferred cardholders get a free 6-month membership to Instacart+, which offers free delivery on orders over $35, a 5% credit back on eligible pickup orders, and lowers the service fee from 5% to just 1. Meanwhile, the Chase Sapphire Preferred can redeem points at a rate of 1. 5 cents each toward the same purchases; Can be transferred to. If you want to. But there is still one way to get it: A referral link. That's $750 when you redeem through Chase Ultimate Rewards®. Comparing the fees, rewards and features of these. I recently got notified that I was qualified for it with a $6000 credit line but wasn't sure if it was worth it. The Chase Sapphire Preferred charges a 21. Intro APR: None. Instead, you need a premium card like the Sapphire Preferred, Chase Sapphire Reserve or Ink Business Preferred Credit Card. That works out to roughly $250 per person — and. OR ANY OF ITS AFFILIATES. Trip cancellation and interruption insurance up to $10,000 per person ($20,000 per trip) The Chase Sapphire Preferred® Card is one of the best travel credit cards for beginners and experienced travelers alike. Point are worth 1. This card comes packed with travel perks like TSA PreCheck credit, complimentary airport lounges and offers a generous $300 travel credit that you can use cover anything from airfare to baggage fees. The Chase Sapphire Preferred offers a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. 5,000 more bonus points if you add an authorized user and they. The Chase Sapphire Preferred's sign-up bonus will give you two nights at any Category 7 or 8 property worldwide. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. The Capital One Venture Rewards Credit Card Rewards has a cash advance rate of $10 or 3% of the amount, whichever is greater. Balance Transfers Chase Sapphire Preferred cardholders also receive up to $50 in statement credits each account anniversary year for hotel stays purchased through the Chase Ultimate Rewards portal. Visit Chase Dining℠ to redeem points for takeout, access exclusive reservations and book culinary experiences. My Chase Plan SM Fee (fixed finance charge) Monthly fee of 1. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. This popular card features a sizable welcome bonus, a reasonable $95. Earning Rewards With both cards, you. Redeem toward most anything Disney at most Disney U. P. This coverage is capped at. Maria Adams, Credit Cards Moderator. Like the Ink Business Preferred, you'll get a value of 1. Chase Sapphire Preferred® Card Apply now at Chase's secure site BEST FOR BEGINNERS Year after year, the Chase Sapphire Preferred wins at the TPG Awards for Best Travel Rewards Card. The Chase Sapphire Preferred® Card is one of our absolute favorite starter travel cards. Chase Sapphire Preferred Rewards . Both cards offer 60,000 bonus points after you spend $4,000 within three months of account opening. First, you could book flights directly through the Ultimate Rewards travel portal. Though exact amounts vary over time, a sizable bonus can be worth hundreds. 25 cents per point. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's higher than any public promotion this card has ever extended before. When comparing the Chase Freedom Unlimited vs Chase Sapphire Preferred, don’t forget to consider the 0% intro APR. The Chase Sapphire Preferred® Card is a solid pick for cardholders who want valuable travel benefits without a high annual fee. If you have the Chase Sapphire Reserve® , your points will be worth 1. 9. If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. You can currently earn at least 60,000 Chase Ultimate Rewards points, after spending $4,000 in the first. The Chase Sapphire Preferred is a travel credit card that offers 5X Ultimate Rewards points on travel purchased through the Chase portal, 2X points on other travel purchases and 1X point on all other purchases. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. The Chase Sapphire Preferred® Card is a general travel rewards card and can't match those kinds of airline-specific perks. There’s also no limit to the number of users you can add. The Chase Sapphire Preferred is worth it if you can utilize the card’s rewards and benefits more than the $95 annual fee. The card offers a $50 annual hotel statement credit that can be used through the Ultimate Rewards portal. Chase Sapphire Reserve: Best for frequent travelers. The Venture Card, meanwhile, offers 75,000. Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!Lyft and Chase are teaming up to offer Chase Sapphire Reserve cardmembers a complimentary Lyft Pink All Access membership, the most premium membership option from Lyft. Anytime the offer is 60,000. The covered expenses include passenger transportation. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. Guide to Benefits for Chase Sapphire Preferred Visa Signature cardholders. . The Chase Sapphire Preferred currently sports a sign-up bonus of 60,000 Ultimate Rewards points after you spend $4,000 on purchases in the first three months of account opening. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. At a Glance. Rather than having each individual person in your family apply for the card (and each pay for their. Earn 2% on select card purchases and 1% on all other card purchases. 62 points for. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. Sapphire Banking fees 4, 5. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 25 cents per point toward paid flights on the travel portal. There are four ways to use a Chase Sapphire card to purchase airfare. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. Your Chase Sapphire Preferred approval odds are best if you have a credit score of at least 700. Chase Sapphire Preferred is worth its $95 annual fee for people with a 700 + credit score who like to travel, don’t mind booking at least one trip through Chase, and plan to charge more than $1,334 per month. OR ANY OF ITS AFFILIATES. The balance transfer APR is also the same, and there is no introductory APR for either card. 60,000 bonus points Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Chase Sapphire Preferred Benefits List 2023; Earning Chase Ultimate Rewards points; Chase Sapphire Preferred annual benefits; Chase Sapphire. $ 0. 49%-28. Usually, a DashPass subscription costs $10 per. We loved the Chase Sapphire Preferred® Card before, now we love it even more with the additional benefits that were just invited to the party. 60,000 points. NOT A DEPOSIT. With the Chase Sapphire Preferred card, you’re eligible to get up to $10,000 per person in reimbursements due to illness, severe weather, or a handful of other covered circumstances. 25 cents per point. Sapphire cardmembers will have more ways to earn and redeem rewards for travel and dining, along with new perks for Sapphire Preferred on streaming and online grocery, an annual 10% Anniversary Points Bonus on total spend, and more Additionally, Chase announces initial locations for Chase Sapphire LoungeSM by The Club airport lounges,. The Chase Sapphire Preferred® Card doesn’t come with all the fancy perks or the $300 travel credit, but you’ll still be able to earn a decent amount of points. Chase Sapphire Preferred Card. Updated Tue, Nov 14 2023. If you’re a frequent traveler who wants to earn an influx of rewards to use toward free travel, the Chase Sapphire Preferred ® Card is an ideal choice. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. 49% Variable Credit Score Excellent,. Chase Sapphire Preferred annual benefits. Join over 700,000 readers for breaking news, in-depth guides and exclusive deals from TPG’s experts. Earn up to 50,000 Bonus Points per year by referring friends to the Sapphire Reserve card. The Chase Sapphire Preferred Card offers several benefits to cardmembers for an annual fee, including: Annual travel credit: $50 Annual Ultimate Rewards Hotel Credit Authorized user fee: None Foreign. Credit Recommended. This can be a good option for booking low-cost domestic airfare with your Chase points since. Both come with manageable annual fees for beginners and experts, at $95 per year. Before the Chase Sapphire Reserve launched, I used the Sapphire Preferred for years to cover most of my purchases — thanks to the 2 points per dollar earned on all travel and 3 points per dollar dining, two broad categories that cover. Cardholders of the Chase Sapphire Preferred card receive a few other solid benefits that can be beneficial, including a free year subscription to DoorDash DashPass which offers free delivery and reduced service fees on orders of $12 or more. Rewards: 5 points per $1 on travel. Both cards also offer $10 per. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. We love the Chase Sapphire Preferred because it’s a great introduction into the world of travel rewards. If you're an intermediate or advanced points and miles collector, you may have written off this card as being for beginners. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. With the Chase Sapphire Preferred, your student can register for at least one year of DoorDash DashPass, DoorDash's subscription service by Dec. The Chase Sapphire Preferred is a travel rewards card, while the Freedom Unlimited is marketed as a cash-back card. 87-2. com. com, Hulu. If you. NOT FDIC INSURED. The Chase Freedom Unlimited offers cardholders an opportunity to earn unlimited matched cash back at the end of your first year. It all starts with a sign-up bonus of. You will be able to reach a live representative 24/7. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. Additionally, it offers flexible point redemption options, no foreign. Chase Sapphire Preferred Card — DoorDash. Chase Sapphire Preferred® is a travelers dream. The Chase Sapphire Preferred card offers premium dining and travel rewards. Common reasons for denial: Too many recent inquiries. NOT FDIC INSURED. Save money on annual fees. You can also transfer your points to any of Chase's 11 airline partners or three hotel partners at a 1:1 ratio and they may be worth. With this generous offer. Explore the world and earn premium rewards with Chase Sapphire Reserve ® or Chase Sapphire Preferred ®. Chase Sapphire Preferred trip cancellation coverage reimburses cardholders in the event of cancelled or interrupted trips due to sickness, severe weather, and other unforeseen circumstances. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. The Chase Sapphire Preferred® Card is a great travel rewards credit card that offers valuable benefits and rewards. Official application link: Chase Sapphire Preferred Card with a sign-up bonus of 60,000 points after you spend $4,000 in your first three months of account opening. Please click the button to ensure you receive the above offer. Both cards also provide up to $250 in reimbursement for ground transportation expenses related to the trip. Best Chase Sapphire Preferred Benefits. Sapphire Banking fees 4, 5. S. With the Chase Sapphire Preferred, cardholders can earn 60,000. Chase doesn’t publicly disclose the Chase Sapphire Preferred. One of these benefits is a $50 annual Ultimate Rewards hotel statement credit for reservations booked through Chase Travel. Here are the top six reasons the Chase Sapphire Preferred should be your first — or next — rewards credit card. The Chase Sapphire Preferred® Card is a great option for frequent travelers who are looking for a high-value card, but applicants should have good to excellent credit scores if they are. 49% and runs up to 29. Welcome offers. The Chase Sapphire Preferred Card is a fantastic option for diving deeper into travel rewards. Applicants for the Chase Sapphire Preferred card need a credit score of 700 or higher for good approval odds. They also stipulate a maximum payout of $40,000 per 12-month period. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. But with the ability to earn extra points and. Unfortunately, the card issuer doesn't offer a promotional APR for purchases or balance. The Chase Sapphire Preferred® Card is a very good credit card for bonus rewards on travel and dining. That's $750 when you redeem through Chase Ultimate Rewards®. Ink Business Preferred Credit Card: Best for small business owners. With the Chase Sapphire Preferred card, you’ll get a 25% redemption bonus on travel bookings made through Chase Ultimate Rewards. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Reserve is a premium travel credit card that charges an annual fee but provides several perks and benefits. Chase Sapphire Preferred is an excellent travel rewards card for people with good credit or better. WalletHub Rating. With a value of 2. The easiest way you can reach the Chase Sapphire Preferred customer service is by sending them a secure message online or by calling them at (800) 493-3319. This is a fairly new benefit, so I know there has been some confusion about how it works. This will give you and up. The typical low score is 646. Purchases made with this card are covered against eligible damage or loss for up to 120 days after purchase, for up to $500 in coverage per claim and $50,000 per account. The Offer. The Chase Sapphire Preferred® Card currently has a welcome bonus offer of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Chase Sapphire Preferred® Card Annual fee $95 Regular APR 21. Earn 5x total points on travel purchases through Chase Ultimate Rewards ® with the Chase Sapphire Preferred credit card. Currently, the Sapphire Preferred is offering a welcome bonus of 80,000 points after spending $4,000 on purchases in the first three months of account opening — making. 49% Variable APR Intro APR N/A Rec. The typical low score is 646. In both cases, the Chase CDW also covers. The Chase Sapphire Preferred is widely considered one of the best travel credit cards available, but I often get emails from readers asking if the Sapphire Preferred is worth it, considering the $95 annual fee. Select "Card Benefits. Annual fee: $95. The Chase Ink Business Preferred earns a solid 3 points per dollar on the first $150,000 spent each account anniversary year on a combination of travel (the same broad category as with the Sapphire Preferred); shipping purchases; internet, cable and phone services; and advertising purchases made with social media sites and search. So, is the Chase Sapphire Preferred Card worth the $95 annual fee? It most often is. Chase Sapphire Reserve has a higher annual fee than the Chase Sapphire Preferred card but boasts premium travel perks, making it an ideal card for frequent travelers. But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. If you have one of those, you can effectively convert your cash-back rewards from the Freedom Flex to fully transferable Ultimate Rewards. Approval is on the stricter side, but you have a good chance if you have a strong credit history and are within Chase's 5/24 rule. Annual fee: $95; Foreign transaction fee: None; Signup bonus value: New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 9% on all orders. Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. 25 cents toward travel booked. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. In order to earn and use these Chase Ultimate Rewards points, you need to hold one of the Chase Sapphire credit cards. By itself, the card doesn't provide access to Chase's transfer partners. Make more of every trip, every meal and every day with access to an impressive suite of cardmember benefits. Sapphire Preferred — 95 USD per year. The Preferred ranges from 21. Other key differences between Chase Sapphire and Sapphire Preferred include their bonus rewards and annual fees. You can currently earn at least 60,000 Chase Ultimate Rewards points, after spending $4,000 in the first. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the. 99% variable (see rates and fees ). The card also offers 10x Ultimate Rewards points on hotels and rental cars purchased through Chase Travel, 5x points on flights purchased through Chase Travel, 3x points on travel and dining. That means you’ll need at least good credit to be approved. Before comparing the Chase Sapphire Preferred to the best Citi AAdvantage credit cards, let’s quickly review some of the best travel perks: Earn up to 5x Chase Ultimate Rewards® on purchases; 3x points on qualifying dining, online grocery orders, and select streaming servicesThe Chase Sapphire Preferred® Card is commonly known as the best card for those starting off with travel rewards. Another benefit is the ability to stack CLEAR with other programs, such as TSA PreCheck. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. So they’re worth more if you redeem them to make new travel purchases through Chase. The Chase Sapphire Preferred card is the Swiss-army knife of travel cards, providing solid benefits for frequent travelers from a trusted brand. The card recently revamped its earning rates so cardholders can accrue rewards even faster. At an absolute minimum, Ultimate Rewards points can be redeemed for 1. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. Today, we'll take a look at who should (and should not). Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. According to Credit Karma, Chase Sapphire Preferred's average required credit score is 736. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. *An average beginning day balance of $75,000 or more in any combination of this account and linked qualifying Chase checking, savings and other. or call collect at 1-804-673-1691 while outside of the US to file claims. 40,000 bonus points after spending $3,000 in first 3 months. See a summary of benefits, offers and experiences for Sapphire Reserve cardmembers. The Chase Sapphire Preferred® Card is a great alternative to the Chase Sapphire Reserve® because it has a much more reasonable $95 annual fee but still earns generous rewards: 5x points on. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Chase Sapphire Preferred is still a great option, though, and it’s best for travelers who want a lot of value upfront. 25 cents each toward the cost of a travel purchase through the Chase Travel Portal; If you instead have the Chase Sapphire Reserve, points can be redeemed for 1. Chase Ultimate Rewards points earned through the Chase Sapphire Preferred: Can be redeemed for 1. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. It offers strong value to consumers looking for a hefty welcome offer, flexible rewards and generous. NOT FDIC INSURED. 1, and deposits that amount of points back into your account. 3. Join Instacart+ with your eligible Chase card to redeem this offer. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. Get 60,000 bonus points after spending $4,000 in the first 3 months and $750 toward travel when. Chase online; credit cards, mortgages, commercial banking, auto loans, investing & retirement planning, checking and business banking. The card also allows you to receive 1 cent in value when redeeming points for a general statement credit, while the Capital One Venture X card offers just 0. 25 cents each toward the cost of a travel. & Keri Stooksbury. The Chase Sapphire Preferred® Card, a general travel card, could offer more value — even though it doesn't have "United" in its name.